Tucked away in our subconscious is an idyllic vision. We see ourselves on a long trip that spans the continent. We are travelling by train. Out the windows, we drink in the passing scene of cars on nearby highways, of children waving at a crossing, of cattle grazing on a distant hillside, of smoke pouring […]

Plan ahead Work out how much money you’ll need for a comfortable retirement. Only then can you project whether you’ll have enough to meet those needs at your present savings rate. Start early The earlier you implement your retirement planning strategy, the greater your chances are of growing a decent nest egg. At the outset, […]

The majority of South Africans are not saving for their retirement. Official statistics show that less than 5 million individuals are currently contributing towards a retirement fund. The implication is that the majority of the remaining 19 million adults are likely to rely on the government to help fund their retirement years. Many South Africans […]